My wife, Pia, and I had been living in Melbourne when she found out she got ‘the job’ – her dream job in fashion design. We knew there was no way she could pass it up. Before we knew it, we were uprooting the life we’d built in Melbourne, and moving to Sydney.
The speed at which everything happened meant that we were pretty stressed about what we were up against. To top that off, we literally knew next to nothing about Sydney – it was honestly starting from square one!
At first, we’d planned to keep our Melbourne property and rent it out. It seemed like an easy way to make extra income, and gave us a sense of security. It left our options open, which was important given our uncertainty about Sydney and the housing market. Eventually, we changed our minds and decided to sell. We realised this put us in a better position to buy a place in Sydney.
Before we knew it, we were uprooting the life we’d built in Melbourne, and gearing up to move to Sydney.
Everyone says it’s next to impossible to buy something centrally-located and reasonably-priced in Sydney, so we were a little bit apprehensive (another reason we’d initially decided to keep the Melbourne flat). We were committed to finding the right place, so we decided our best bet was to move to Sydney before buying. Looking at properties online and having to pick a place without the benefit of seeing it first-hand was just too scary – especially for two pragmatists like us. So, we rented a place in Surry Hills to use as a base while we researched the market and got a feel for the suburbs we were interested in.
n such a competitive market, and especially in one that we were experiencing for the first time, we just needed to feel comfortable with who we worked with. We definitely had to do our research, meet plenty of agents, and ensure that we knew the home loan products inside and out. Thankfully, we were already banking with ING DIRECT for our everyday accountsand were big fans of the customer service we had received to date (more on that later), so they were immediately on the top of our list when it came to researching home loans.
Are you looking to upgrade your home, or prepping for a big move? Sometimes living in your ideal area before making the decision to buy there can help you with the research. You can get familiar with the local amenities, restaurants, cafés and schools. If that’s not for you, or you still want more info, check out our Spring buyers guide to help start your research.
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