Category: House & Home
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Sub category: Buy

Joshua and Pia: Stage 5 – The joy of finding the place, followed by the nitty gritty of the getting the loan

It’s honestly difficult to feel settled in some places, and through our years of moving we’d lived in plenty of places where we just felt temporary – like we were floating, waiting for something to change. Zetland had something we’d been missing, and we were keen to settle here. We delved deeper into exploring the market in the area, and when we found somewhere that was everything we wanted and needed, and we knew we had to have it. We made the offer straight away – and it was accepted! As happy as we were to get acceptance so quickly, this meant we had to get our loan sorted just as quickly!

Getting loan approval is usually one of the more nerve-racking parts of the process, and we’d been through it before. Our previous experience wasn’t fantastic, so again, we were a bit wary of what to expect. That said, we’d chosen ING DIRECT for our home loan because of the great experiences we’d already had.

When we found somewhere that was everything we wanted and needed, and we knew we had to have it.

As soon as we got in touch with our settlement specialist we knew we’d found another person to trust in this process. There are so many crucial details to understand when it comes to sorting your home loan and settling on a property and having someone who was so easy to talk to you and just plain happy to help, put us at ease. We could ask her just about anything about the process or the terms on the contract – and given we’d never bought property in NSW it was great to have an expert to explain all of those easy-to-miss details.

She was reliable, fast, careful and professional on every occasion. First and foremost, she completed the formal steps (documents, signatures, approvals) like clockwork – on time, exactly as arranged. Second, she fine-tuned their process to our needs, going out of her way to accommodate us. And third, she treated us like real people not just customers. When we first found the place, we sent her a link to the property and her first response was sheer happiness and excitement for us. That’s not part of the job description – she must get these kind of emails all of the time. Yet, she was genuinely as excited that we’d found this place as we were. Feeling like she was more than just a voice on the other end of the phone, and we were more than just customers, really meant a lot.

When we finally had formal approval of the loan and the place officially became ours, we were ecstatic – not just with the outcome, but with the entire process. We’re so lucky to have found a place we’re so comfortable in, and we’re luckier still to have had such a great, stress-free experience getting there.

Knowing that you have someone on your side when it comes to the details of your home loan can make a huge difference. From the type of loan that’s best for you, to someone to just simply clarify the terms of your paperwork.

Testimonials appearing on this site are individual experiences of customers that have used our products and/or services. We do not guarantee that they are typical results that consumers will generally achieve. Testimonials are not necessarily representative of all those who will use our products and/or services. A Pre-approval is not a final or formal loan approval. A pre-approval is simply an indication of your ability to borrow funds based on the information provided.

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