Want $1,500 to start?
Block judge and Carpet Court Ambassador Darren Palmer and Andrea Lucena-Orr, Dulux Colour Expert add their ten cents worth.
Could your place use a bit of a face lift? It’s true that the expense of renovating makes the most courageous quiver at the knees. The cost can certainly make you put up with the eye sores in your home – the 60’s-patterned bathroom tiles or the Nanna-brown carpet in the bedroom. Now, what if we could give you a $1,500 cash injection towards a micro-renovation? With a little insight, it could go further than you imagine, and at the same time it could add a tidy increase to the value of your pad.
All polished up
If you inherited a carpet when you moved in that could be as old as you, here’s your chance! Polished floorboards are timeless – an instant way to get the glossy magazine look and a draw card if you ever wish to sell. If you have floorboards under your carpet and are prepared to pull up the carpet yourself, getting your floorboards sanded and polished can be surprisingly affordable. If you’re not game enough to don your work pants, bring in the professionals.
Says Peter Van Den Berghe, President of the Woodflooring Association, start by having your floor inspected. Then, for sanding and polishing costs, he says: “depending on the condition of your floor, as a general ball park figure you’d be looking at about $40+GST per square metre”. If you do the sums on that, you could be looking at a new perfectly polished lounge area, within a $1,500 budget.
The soft touch
If you prefer something softer under your toes, carpet doesn’t have to break the bank. Talking about how to make the right choice, Carpet Court ambassador and Block judge Darren Palmer says: “When it comes to choosing between luxurious and plush or rustic and casual, the style of the home usually dictates the choice. Some homes look great with that woven-texture Hamptons style, while other homes require something more formal or luxurious, where cut piles, generous loops and felted wools come into play.”
As to colour and texture trends, Palmer says: “Grey, Taupe and Beige carpets make up the bulk of most purchases, but amazing looks can be achieved when you step out of your comfort zone and look at colours as part of your overall scheme. More adventurous textures that replicate the woven appeal of products like sisal but with the softness of wool are appearing in the market, and this seems to strike the perfect balance of luxury and texture.”
If you’re on a small budget, be sure to tap into any promotions, and be really mindful of what your budget is from the get go. That way, the Carpet Court guys only present you with options suited to your hip pocket, helping you to narrow the field and save on decision fatigue.
A lick of paint
A lick of paint is one of the simplest and most economical ways to give your home a new lease of life. Especially if you can stretch your dollars and pull out the brushes yourself. Having a painting party with friends can be fun after all!
As Andrea Lucena-Orr, Dulux Colour Expert says: “If you’d like to push yourself out of your comfort zone, check out Dulux’s 2018 Autumnal trends from the Dulux Colour Trends 2018 Kinship palette for an on-point warm glow – try colours Maiko, Sassy or Very Terracotta teamed with Natural White. If a subdued wash of white is more your thing, have a look at the Dulux Most Loved Whites with favourites such as Vivid White TM, Antique White U.S.A.(R) and White on White TM. The first choice to make is whether you want a cool or warm white. For something a little different, Casper White Quarter is a beautifully soft white or for a cooler contemporary option give Lexicon (R) Half a whirl.”
Soak it up
With $1,500, you may not be able to re-do your whole bathroom, but consider whether the whole thing really needs it. Re-tiling can be a simple and cost effective way to bring the bathroom back into this decade. Or even just a re-grout. If you have a small bathroom, light coloured tiles will make the room appear bigger.
Or is it time to replace some of the fixtures? If you’re happy not to go high end, you could source a shiny new basin, bath and toilet within budget. Just remember to prevent bursting your budget, keep all your plumbing in the same spot. Or why not just blow it on that hero free-standing bath you’ve always wanted! The perfectly luxurious spot to lie back and relax after all the renovations.
Now for that $1,500
You could get $1,500 bonus paid into your Orange Everyday bank account by applying for an ING home loan of $300,000 or more before 30 September 2018 (entering the promo code ING1500 when prompted) and settling your home loan by 31 December 2018.
$1500 bonus offer
This is a special limited time offer which may be withdrawn at any time. This offer is only available for new home loans of $300,000 or more where: (a) the home loan application is submitted by 30 September 2018; (b) the home loan is settled by 31 December 2018, and (c) at the time of settlement, the borrower holds active an Orange Everyday bank account in the same name/s as the home loan. To be eligible for the $1500 bonus the recipient must apply online and enter the promotional code ING1500, or by calling 1800 267 809 or in person at the ING Lounge, Ground Floor, 60 Margaret Street, Sydney, and quote the promotional code ING1500 to the home loan specialist. The $1500 bonus will be paid into the Orange Everyday account during the month after loan settlement. Offer applies to new ING security property only. This offer is not available in conjunction with any other special offers.
Information and interest rates are current as at the date of publication and are subject to change. All applications for credit are subject to ING’s credit approval criteria. The advertised interest rate on the Orange Advantage home loan is available to new owner occupier loans where LVR is 80% or less, where the amount borrowed is between $150,000 and $1,000,000 and Principal and Interest repayments are made. The offer applies to new to ING security property only. Fees and charges apply. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. ING Living Super (which is part of the ING Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by ING Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Home and Contents Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at ing.com.au when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms https://www.ing.com.au/pdf/Social_Media_User_Terms.pdf.