Category: Money Matters
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Sub category: Spending
21 February 2014

Build your winter wardrobe on a budget

Although the mad rush of post-Christmas sales is behind us, it seems there is always a bargain to be had – if you know where and how to look.

It’s only February but retailers have us eyeing out coats, boots and scarves as we plan for the season ahead.  Here are some tips to help you pay a fraction of the full price when stocking up your trans-seasonal wardrobe.

1. Look for the racks at the back of the store

When a new line of fresh stock hits the floor, it’s in the retailer’s interest to put it front and centre of the store to pique your interest in the latest trends. So, save the ’new arrivals’ section for a little later and seek out the sale racks which are usually at the far end of the store or in a secluded corner.  Although it may not be the latest fashions, you can often find good basics which will never go out of style and are perfect for layering in those in-between months.

2. Shop Online

For those of us in the southern hemisphere who are a season ahead/behind, visiting the sites of overseas retailers means you can take advantage of heavily marked down winter stock just in time for our chilly season. With these northern hemisphere regions experiencing much colder winters than ours, the range and quality of winter clothing is worth the wait when it comes to shipping.

3. Host a clothes swap

Technically this doesn’t involve shopping but hosting a clothes swap with friends and family could be a great way for you to offload your unwanted or ill-fitting items while picking up some freebies for yourself. Set the rules beforehand to ensure clothes are of a similar standard and laundered in advance – and why not throw in some wine and nibbles and make a night of it? You can also donate any unwanted clothes to an organisation like Dress for Success which helps women rejoin the workforce looking their best.

4. Combine shopping and holidays!

Heading to Asia, Europe or the USA? Save some extra room in your suitcase to stock up on bargains given the cost of clothing can be considerably less than down under.

5. Shop Smart

If you’ve bought something recently which suits you, is easy to wash/iron and you wear a lot, then you could consider buying a second one in a different colour when it’s on sale at the end of the season. Because you know exactly what you’re getting, you can save time as well as money – and you know it will be a purchase that will come in useful.

The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. ING Living Super (which is part of the ING Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by ING Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Home and Contents Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at ing.com.au when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms https://www.ing.com.au/pdf/Social_Media_User_Terms.pdf.

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