Category: Money Matters
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Sub category: Spending
1 November 2017

Say goodbye to these four payment chasing personalities soon.

Group payments can be a testing experience for anyone, especially for the person that’s owed the money. At the end of the day, you need your money back! By integrating the seamless and real time New Payments Platform (NPP) into your circle of friends, chasing payments will be a thing of the past. But to reminisce, we have created a quick roundup of the four personality traits everyone has adopted to chase up cash owed to them. Have you used any of these tactics?

The four personality types that rear their heads when it comes to chasing payments
  • The Passive Aggressive
  • The Nagger
  • The Layback
  • The Accountant

The passive aggressive

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When adopting the Passive Aggressive tactic, you might throw out a blasé, “oh, just pay me back whenever”, knowing full well that at the next social outing you’ll be following them up. It’s all well and good to be cool and calm for one night, but you need those dollars in your bank account as much as the next person and something’s got to give. Should the culprit not pick up on your hints, you have full license to continue to remind them until they’ve actually paid you back.

The nagger

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We all have that one friend who will always try and get away with not paying up and with these, you know you have to go 100% nagger in order to get what’s owed to you. It’s best to adopt a strict daily regime of constant texts, calls and emails to send a ‘friendly’ reminder of the exact amount. If you want to take this tactic to a whole new level, send your details before anyone has had time to walk back to their respective modes of transport after dinner. The key to this trait is persistence, so ten points to you if you pull it off.

The layback

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Enjoy playing with fire? The most dangerous of traits of all is not for the faint hearted. The Layback tactic typically sees you never really following up on IOUs, in hope that it plays very loudly on the guilty heart strings of the offenders. We only advise this tactic if you know your friends have particularly good memories or if you’re happy to treat them once in a while.

The accountant

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When dining with a group of friends, it is music to many of our ears when someone steps up to take on the role of The Accountant- with highlighter in hand. Never one for simply “splitting down the middle”, everyone breathes a collective sigh of relief that they’ll be receiving a personalised amount owed. If your mental math’s is up for the challenge, your friends will be thanking you down to every last penny saved.


Make adopting these tactics a thing of the past – learn more about our seamless new payments platform here. Are you ready for it?

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