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The top five overseas places for online gift shopping

Remember, even though you’ve been saving hard and you deserve the right to hit a sale every now and then, it’s easy to get caught in a click frenzy when shopping online. The key to sale success is to be strategic about your list of wants (those must-have items) and needs (perhaps something you’ve been looking for a while). Also, remember to factor in shipping costs to your budget whilst browsing to avoid shopping cart shock.

Gift shopping is always a bit stressful. There are undoubtedly loads of questions swimming through your mind as you browse: Will Dad like this toaster? Which colour jumper would suit her best? Will coasters seem like a cheap gift? Are suspenders still cool?

Sometimes to find the perfect gift for a loved one (or for yourself) it helps to look outside Australia to global shopping destinations. Now that ING has no international transaction fees when you deposit your pay of $1,000+ into an Orange Everyday (and from March 2018, also make 5+ card purchases) every month, you can shop at the world’s premier stores for less.

We’ve rounded up some of the best global shopping destinations to get you started. What’s more, if you’re shopping in the lead up to Christmas time, they have great Black Friday sales that you can take advantage of without having to fight the crowds.

 

House of Fraser

Since the start of the ‘HoF’ more than 150 years ago in the UK, the iconic House of Fraser has been providing its customers with luxury men’s and women’s fashion, shoe, accessory and homeware brands. Their impressive lineup of labels includes DKNY, Michael Kors, Karen Millen, Calvin Klein, Tommy Hilfiger and more – so with all these brands at your disposal (and express shipping of just three days), it’s definitely time to update the wardrobe!

 

The Grooming Lounge

The Grooming Lounge was launched to make it easy and enjoyable for men to get the grooming products and advice they need to look as handsome and feel as confident as possible. For some unique gifts for yourself or the man in your life check out the huge range of shaving accessories and grooming gadgets to tame that mane. What’s more, they deliver to Australia within 3-8 days.

 

Saks Fifth Avenue

For those who like the finest things in life (we all know someone!), you can find apparel, beauty, accessories and homewares from one of the world’s most iconic upscale stores – Saks Fifth Avenue is definitely one not to be missed. Treat yourself or that someone special to some luxury with brands like Jimmy Choo, Prada and Yves Saint Laurent.

 

MyMemory

UK’s MyMemory is an ideal destination for all of the amazing and fun gadgets you could ever want. Accessories for phones, computers, cameras, videos, gaming and smart homes are all under the one virtual roof. If you need to buy for a few tech heads, they often do great Black Friday deals, such as a free item thrown in if you spend a certain amount.

 

Whistles

Originating in the heart of London, Whistles is the go-to store for timeless fashion. Since its relaunch in 2008 it has become a wardrobe staple for the fashion brave and simply styled women alike, characterised by its contemporary and effortless style. To make things even easier, Whistles also provides Australian shipping of just five to seven days – time to place your orders!

 

Give a gift that gives back

If you can’t quite find the perfect gift or bargain from one of these overseas retailers why not get a gift that actually gives back to those who need it? ING Dreamstarter Gifts That Give store features products by businesses for social good. These gifts not only help you give back to the community, they’re also gifts your family and friends will actually thank you for. From a reusable coffee pod that’s tackling waste, to eco-stationery that educates and empowers young girls, to a chutney that’s rescuing unwanted wonky fruit and veg. See the full range at the Dreamstarter Gifts That Give store.

To find more information on how you can get additional value shopping at overseas outlets, go to ing.com.au/cards.

 

Important information

Dreamstarter is a trade mark of ING Bank (Australia) Limited.

International Transaction Fee Waiver Offer for Orange Everyday Customers

The International Transaction Fee Waiver Offer will apply for the next calendar month when you perform the following during the current calendar month:

• deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and
• (effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Android Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month.

When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders.

If eligible, under the offer ING will waive the International Transaction fee of 2.5% of the amount of the international transaction. If eligible, the offer applies to all accounts held in your name (either single or joint account).

Merchants may charge you a separate fee for their services (which is not rebated under this offer).

An international transaction is any transaction:

• in a foreign currency; or
• in Australian dollars or a foreign currency, where:

o the merchant or financial institution accepting the card is located outside Australia; or
o the entity processing the transaction is located outside Australia.

This offer may be changed or withdrawn at any time at ING’s sole discretion.

Foreign Currency Conversion Fee Waiver Offer for Orange One Customers

The Foreign Currency Conversion Fee Waiver Offer will apply for the next calendar month when you perform the following during the current calendar month:

• deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and
• (effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Android Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month.

When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders.

If eligible, under the offer ING will waive the Foreign Currency Conversion Fee of 2.5% of the amount of the international transaction. If eligible, the offer applies to all accounts held in your name (including in respect of any additional cardholder).

Merchants may charge you a separate fee for their services (which is not rebated under this offer).

An international transaction is any transaction:

• in a foreign currency; or
• in Australian dollars or a foreign currency, where:

o the merchant or financial institution accepting the card is located outside Australia; or
o the entity processing the transaction is located outside Australia.

This offer may be changed or withdrawn at any time at ING’s sole discretion.

The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. ING Living Super (which is part of the ING Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by ING Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Home and Contents Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at ing.com.au when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms https://www.ing.com.au/pdf/Social_Media_User_Terms.pdf.

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