Category: Money Matters
Chapter Select
Sub category: Spending
12 June 2018

Which type of online shopper are you?

When you’re looking to save money while online shopping, it helps to understand your own habits so you can be aware and prepared.

Knowing which online shopper you are is the first step to saving money on your next spree. So…which personality are you? Let’s find out!

How many times would you say you shop online per month?

How do you feel about being on mailing lists?

What do you do when you see an online sale pop up?

How many brands do you follow on Instagram?

Where do you usually buy gifts?

Some people get their items delivered to home, work, or a friend / relative’s place. How many of these places have you delivered to?

How often do you shop in person?

When do you buy items from overseas retailers?


Important information

International Transaction Fee Rebate Offer for Orange Everyday and Orange One customers
The International Transaction Fee Rebate Offer for Orange Everyday and Orange One Customers will apply for the next calendar month when you perform the following during the current calendar month:
– deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and
– also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).
Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Google Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month. When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders. If eligible, under the offer ING will rebate the International Transaction fee (Orange Everyday) and Foreign Currency Conversion fee (Orange One) of 2.5% of the amount of the international transaction immediately after it is charged. If eligible, the offer applies to all accounts held in your name (either single or joint account for Orange Everyday, and also applies in respect of any additional cardholder for Orange One). Merchants may charge you a separate fee for their services (which is not rebated under this offer. This offer may be changed or withdrawn at any time at ING’s sole discretion. The ING cash advance fee for Orange One customers is not rebated under this offer.

The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. ING Living Super (which is part of the ING Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by ING Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms

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