Category: Money Matters
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Sub category: Travel
9 February 2018

Ditch international fees for more travel adventures

Have you heard? Overseas travel just got a whole lot more awesome.  If you’re an Orange Everyday or Orange One customer you can be eligible to receive rebates on all ATM fees overseas plus pay zero ING fees on any international purchases, whether they be while you’re jet-setting the globe or just buying stuff online. To be eligible, you need to deposit $1,000+ into an Orange Everyday account (and from 1 March 2018, also make five+ card purchases) every month. A cash advance fee applies for any cash advance with Orange One.

Did you know that a recent report, conducted by Galaxy Research on behalf of ING, identified that Australians spend an estimated average of $154.54 on international transaction and ATM fees while on holiday?

Crazy right? Imagine the great things you could do on your trip for $154.54. From private dinners under the stars to bungy jumping and photography tours, we’ve rounded up the best ways to spend that extra cash on your next overseas trip.

Spice up your life with a traditional cooking class in Gili, Indonesia for four people – Total: $140

So, you’ve just booked your next trip to Indonesia but instead of spending the whole week lying on the beach drinking cocktails, perhaps you’re thinking of improving your culinary skills?

Indonesia has loads of great cookery schools, but Gili Cooking Classes will guide you and three friends through six different traditional dishes for just $140.

Capture the perfect moment in New York – Total: $148.46

New York is known for its nightlife. In fact some say a trip to the Big Apple isn’t complete until you’ve explored it at night.

If you’re looking to capture some of those magical nightlife moments but aren’t sure how to use your camera unless it’s in auto mode, check out an After Dark Photo Safari. These tailored tours take you on a two-hour walk to New York’s finest hotspots, teaching you how to shoot in low-light conditions. At $148.46 per person and with the Manhattan skyline as your classroom, you won’t forget this lesson.

Take the plunge with a bungy jump in New Zealand – Total: $154.16

Are you looking to add a little bit of adrenaline to your holiday, or maybe tick something off your bucket list? Push yourself to the limit and book a bungy jump during your next trip to New Zealand.

Taupo Bungy is home to the country’s highest water touch bungy jump, which means you can touch the water at the bottom or even go for a full body dunk. For bang on $154.16, get your heart pumping and your legs jumping – we dare you!

Get the best view in the house of the Niagara Falls, Canada – Total: $147.98

Yes, you can visit Niagara Falls and see it from eye level, but why not take it up a notch? No experience is quite equal to the one you’ll get flying above the falls in your very own helicopter.

During your flight, enjoy the incredible sights of the American, Bridal Veil and Canadian Horseshoe Falls. Just don’t forget to take your camera to capture them. A 10 minute flight will cost you $147.98 per person, but it’s well worth it, so buckle up and get ready for take-off.

Indulge in a private beachside dinner for two in the Philippines – Total: $146.07

With more than 7,000 islands to explore, the Philippines are a beach bum’s idea of heaven. On your next vacay with your partner, crank up the romance and surprise them with a private candlelit dinner for two under the stars.

The team at Discovery Shores Boracay will organise the perfect evening for $146.07 and if you want to splash out and earn a few more brownie points, you can even request a bottle of Moet Chandon or a bouquet of flowers for a little extra.

What are you waiting for? Go and book that holiday and treat yourself to something a little extra special because you’re an ING customer. You’d be surprised at the new adventures you can discover overseas when you don’t have to pay international transaction fees.

For more information on how you can stop spending on fees with ING, check out ing.com.au/cards.

Important information

Global ATM Rebate Offer for Orange Everyday and Orange One Customers

The Global ATM Rebate Offer will apply for the next calendar month when you perform the following during the current calendar month:

Deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

(Effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Android Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month.

When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders.

If eligible, under the offer:

For ATMs in Australia – any ATM fee charged by the ATM operator is rebated immediately following the transaction, and

For ATMs outside Australia – ING will waive the International ATM withdrawal fee of $2.50 and rebate any ATM fee charged by the ATM operator at settlement of the transaction. While the transaction is pending the amount of the acquirer fee will be deducted from your available balance and will be reinstated after the transaction is finalised. ATM transactions outside Australia can take up to 5 business days to finalise.

If eligible, the offer applies to:

All Orange Everyday accounts held in your name (either single or joint account), and

All Orange One accounts held in your name (including in respect of any additional cardholder).

This offer may be changed or withdrawn at any time at ING’s sole discretion. The ING cash advance fee for Orange One customers is not rebated under this offer.

International Transaction Fee Waiver Offer for Orange Everyday and Orange One customers

The International Transaction Fee Waiver Offer for Orange Everyday Customers and the Foreign Currency Conversion Fee Waiver Offer for Orange One Customers will apply for the next calendar month when you perform the following during the current calendar month:

Deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

(Effective from 1 March 2018), also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Android Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month.

When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders.

If eligible, under the offer ING will waive the International Transaction fee (Orange Everyday) and Foreign Currency Conversion fee (Orange One) of 2.5% of the amount of the international transaction. If eligible, the offer applies to all accounts held in your name (either single or joint account for Orange Everyday, and also applies in respect of any additional cardholder for Orange One).

Merchants may charge you a separate fee for their services (which is not rebated under this offer).

An international transaction is any transaction:

in a foreign currency; or

in Australian dollars or a foreign currency, where:

the merchant or financial institution accepting the card is located outside Australia; or

the entity processing the transaction is located outside Australia.

This offer may be changed or withdrawn at any time at ING’s sole discretion.

 

The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. ING Living Super (which is part of the ING Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by ING Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Home and Contents Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at ing.com.au when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms https://www.ing.com.au/pdf/Social_Media_User_Terms.pdf.

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