Category: Money Matters
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Sub category: Travel
15 March 2018

Four holiday ideas that hit close to home

When you think of a vacation a few images may spring to mind: planes taking off, checking into a hotel, or trying to barter in a language you barely understand at a market stall.

Travelling overseas can be a great experience, but sometimes the best places to travel don’t actually require a passport. There’s always something new to explore close to home. Spending your holiday domestically can also end up saving you some serious cash compared to overseas travel.

Don’t believe us? Take a look at these close to home holiday ideas that will make you think twice about that international airfare.

Road trips

Grab the family or some friends and explore Australia by the road! Whether you’re using your own car or you rent one, if you split the costs between a few members of your crew you’ll have a great adventure for less.

There’s nothing like a road trip to discover new beaches, hikes, or experiences that you never knew were in Australia. Maybe you could drive from Sydney to Byron Bay and explore some of the undiscovered beaches along the way. You could get a taste of the Outback by driving the Red Centre Way, a looped route which starts and ends in Alice Springs, with iconic stops at Uluru, Kings Canyon and more. If that’s not you, you can’t argue with a classic like the Great Ocean Road from Allansford to Torquay. You’ll see the famous Twelve Apostles and some great stretches of coast.

Camping is a great option if you’re looking to save on accommodation on your trip. There’s an app called WikiCamps that provides great info on caravan parks, roadside rest areas and free and paid campsites all over the country.

Wherever you go, if you’re withdrawing cash you can do so guilt free. ING customers get ATM fees rebated at any ATM, all over the country when you deposit your pay of $1,000 or more per month and also make 5+ card purchases that are settled (not pending) every month on your account. A cash advance fee applies for any cash advance with Orange One.

Create your own day spa

Let us set the scene for you. There’s gentle music playing, warm, relaxing lighting and a professional masseuse working out the stress from your back. If you love treatments like these, it would probably interest you to know that this experience can happen in your own home.

Why spend stacks of money on expensive retreats when you can transform your own home into a day spa at a fraction of the price? With services like Zen Now, you can get a professional masseuse to come straight to your door. Then you just light some candles, dim the lights, and let the stress melt away.

To complete your experience there are cheap apps like Naturespace that simulate natural sound from the most remote places of the earth.

Be a tourist in your own town

There’s serious coin to be saved with a staycation. Don’t scoff at these holidays just because you’re not going far – your home town definitely has a few tricks up its sleeve.

When you want to have a holiday in your home town, the best thing to do is think like a tourist. If you were coming to visit your town or city, what activities would you want to do? Chances are if you live there, there might be an attraction aimed at tourists that will still be great fun for you.

Check out online travel guides like TripAdvisor for your own town or city and see what activities take your fancy. You might find something new that makes you love your hometown even more!

There’s also a lot of fun to be had with day trips out of your town. Tourism Australia has some great ideas for day trips from various cities around Australia. For instance, if you live in Canberra, you can take a short drive to the village of Gundaroo, which has a great colonial era pub, gourmet lunch spots, and some wineries like Eden Road Wines.

Local foodie’s tour

We all know that one of the best parts of a trip is the food. There’s nothing like trying unique cuisine that gives a destination its flavour.

No matter where you live, there’s going to be some interesting restaurants that you’ve never been before. If you’re staying close to home, try committing to eating out at a new local place every night.

Don’t forget – eating out can be pricey, so budget accordingly and split with your friends or family when you can. There’s also sites like Scoopon which help you find some great food deals in your area.

Whether you’re falling asleep to the sound of crashing waves on the Gold Coast or sampling a delicious Shiraz in the Barossa Valley, staying close to home for your holiday can help you discover new things and save you money. But that’s not to say that you should avoid international travel all together.

If you are planning any overseas trips soon, don’t forget that as an ING customer you can avoid ING international transaction fees and get ATM fees rebated globally when you deposit your pay of $1,000 or more per month and also make 5+ card purchases that are settled (not pending) every month on your account and you’ll get back the following calendar month. Those fees can really add up, so you’ll end up saving loads! Read more at

Rebate Offers for Orange Everyday, Orange One and Orange One Platinum customers


The Global ATM Fee Rebate Offer and the International Transaction Fee Rebate Offer will apply for the next calendar month when you perform the following during the current calendar month:

  • deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and
  • also make at least 5 card purchases that are settled (and not at a ‘pending status’) using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).


Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay and Google Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. When using the phrase ‘settled’ card purchases in a calendar month, we mean that the purchases made on your card must be fully processed by the end of the last day of that month. Card purchases made in store or online this current calendar month which are at a ‘pending status’ and do not settle until the next calendar month do not count towards the 5 card purchases needed this current calendar month.


When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders.


If eligible:

  • for ATMs in Australia – any ATM fee charged by the ATM operator is rebated immediately following the transaction,
  • for ATMs outside Australia – ING will rebate the International ATM withdrawal fee of $2.50 immediately after it is charged and rebate any ATM fee charged by the ATM operator at settlement of the transaction. While the transaction is pending the amount of the acquirer fee will be deducted from your available balance and will be reinstated after the transaction is finalised. ATM transactions outside Australia can take up to 5 business days to finalise, and
  • for ING international transaction fees – ING will rebate the International Transaction fee (Orange Everyday) and Foreign Currency Conversion fee (Orange One and Orange One Platinum) of 2.5% of the amount of the international transaction immediately after it is charged. Merchants may charge you a separate fee for their services (which is not rebated under this offer).


If eligible, the offer applies to:

  • all Orange Everyday accounts held in your name (either single or joint account), and
  • all Orange One and Orange One Platinum accounts held in your name (including in respect of any additional cardholder).


The ING cash advance fee for Orange One and Orange One Platinum customers is not rebated under this offer.


This offer may be changed or withdrawn at any time at ING’s sole discretion.

The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. ING Living Super (which is part of the ING Superannuation Fund ABN 13 355 603 448) is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by ING Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms

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