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5 savvy steps to save for the next festive season
What do you do when the festive season’s over? Start planning for the next one, of course! So here’s 5 small steps you can start taking today to ensure your next festive season at home is even bigger and better.
1. Set up a seasonal savings account
Opening a dedicated savings account means you can keep your holiday funds separate from your everyday expenses so you’ll be less tempted to use them for other things. Also, having a designated account makes it easier to track your progress and celebrate your success.
2. Calculate how much you need to save
Before you start squirreling away those dollars, it’s important to know how much you’ll actually need next holiday season. So take a moment to estimate your expenses. Consider everything from gifts and decorations to travel expenses and festive feasts.
3. Start earning gift cards and cashback
Unleash your inner bargain hunter and start earning gift cards and cashback towards the next holiday. For instance, websites and apps like Shopback can earn you cashback on purchases, so you get what you need and you can give your holiday fund a little boost too.
4. Get smart about how you spend
It pays to be smart about how you spend. For instance, you could brew your own coffee instead of splurging on pricey lattes every day. Or perhaps you can swap out that weekly restaurant dinner for a cosy homemade meal with friends.
5. Automate your savings
Another smart way to save can be to set-and-forget it. That’s where ING Everyday Round Up comes in. This nifty feature allows you to automatically round up your eligible purchases to the nearest $1 or $5 of your money and transfers the round up amount to your savings account without you even noticing.
The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the relevant Terms and Conditions, Fees and Limits Schedule, Benefits Schedule available at ing.com.au when deciding whether to acquire, or to continue to hold, a product.
Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.
Everyday Round Up
Everyday Round Up applies to card purchases using your Orange Everyday bank account. You must opt in to Everyday Round Up and select the round up amount (nearest $1 or $5). When you spend with your Orange Everyday card, we’ll transfer the extra amount from your Orange Everyday to your eligible home loan (e.g. Mortgage Simplifier or Orange Advantage), Savings Maximiser account or to charity. A round up will not be debited if doing so would reduce your Orange Everyday balance below $20.
Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms https://www.ing.com.au/pdf/Social_Media_User_Terms.pdf.
The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. Living Super, a sub-plan of OneSuper ABN 43 905 581 638 is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at ing.com.au when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms https://www.ing.com.au/pdf/Social_Media_User_Terms.pdf.
