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5 savvy steps to save for the next festive season
What do you do when the festive season’s over? Start planning for the next one, of course! So here’s 5 small steps you can start taking today to ensure your next festive season at home is even bigger and better.
1. Set up a seasonal savings account
Opening a dedicated savings account means you can keep your holiday funds separate from your everyday expenses so you’ll be less tempted to use them for other things. Also, having a designated account makes it easier to track your progress and celebrate your success.
2. Calculate how much you need to save
Before you start squirreling away those dollars, it’s important to know how much you’ll actually need next holiday season. So take a moment to estimate your expenses. Consider everything from gifts and decorations to travel expenses and festive feasts.
3. Start earning gift cards and cashback
Unleash your inner bargain hunter and start earning gift cards and cashback towards the next holiday. For instance, websites and apps like Shopback can earn you cashback on purchases, so you get what you need and you can give your holiday fund a little boost too.
4. Get smart about how you spend
It pays to be smart about how you spend. For instance, you could brew your own coffee instead of splurging on pricey lattes every day. Or perhaps you can swap out that weekly restaurant dinner for a cosy homemade meal with friends.
5. Automate your savings
Another smart way to save can be to set-and-forget it. That’s where ING Everyday Round Up comes in. This nifty feature allows you to automatically round up your eligible purchases to the nearest $1 or $5 of your money and transfers the round up amount to your savings account without you even noticing.
ING does not endorse and is not affiliated with third parties mentioned in this article. ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties.
Everyday Round Up
Everyday Round Up applies to card purchases using your Orange Everyday bank account. You must opt in to Everyday Round Up and select the round up amount (nearest $1 or $5). When you spend with your Orange Everyday card, we’ll transfer the extra amount from your Orange Everyday to your eligible home loan (e.g. Mortgage Simplifier or Orange Advantage), Savings Maximiser account or to charity. A round up will not be debited if doing so would reduce your Orange Everyday balance below $20.
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