Category: Money Matters
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Sub category: Spending
12 October 2022

Spring clean your spending with 7 savings hacks

In times of rising living costs, every cent saved counts. So here’s 7 timely tips that could help you save on household overheads and the world at the same time. As the old saying goes: when you take care of the pennies, the pounds will take care of themselves. So remember, while you might only save cents at the start, they can add up to dollars –fast.

Tip 1: Run energy-hungry appliances at night

If your energy company provides off-peak rates, running appliances like your dishwasher or air conditioner overnight could save you a bunch. The cost of energy is typically lower in off-peak times and could help reduce the total of your energy bill

Tip 2: Sell your pre-loved goods

If you don’t feel the joy for your old things anymore why not Kondo them to a good home and earn some extra cash on the way? It’s easier than ever these days with online services such as Gumtree, eBay, Facebook Marketplace and apps like Poshmark and Depop.

Tip 3: Get that green thumb out

With fruit and veggie prices growing (lol) ever higher, it could pay to pull out your green
thumb and start growing your own. Whether you’ve got a backyard, balcony or window sill,
it’s amazing what you can reap with a pot, some seeds and a little love.

Tip 4: Make no-waste recipes

If the only thing left in your pantry is a bunch of random ingredients you’ve got no idea what
to do with, don’t despair. Jump onto a no-waste recipe generator like Supercook or Foodwise and you’ll be surprised by what you could whip up with what you’ve got.

Tip 5: Ask the kids to pay the bills

Instead of charging your older kids board, how about getting them to pay the power bill instead? That way they can see how much all their streaming, gaming and showers add up to. And hey, it might even get them thinking about what they could change to reduce it 😉

Tip 6. Get paid to recycle

It’s good for the world to recycle. And even better when you get paid for it! So why not check out the available return and earn schemes in your area? For example, with 10 cents back for every eligible container in participating states, the dollars could soon add up.

Tip 7. Get paid for paying your bills, too!

With ING, each month you’re eligible for ING Orange Everyday benefits, you could also get 1% cashback on eligible gas, electricity and water bills paid from your Orange Everyday – up to a total of $100 each financial year. Terms and Conditions apply. So check it out now.

Apply for Orange Everyday


ING does not endorse and is not affiliated with third parties mentioned in this article. ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties


1% Utility Bill Cashback Offer for Orange Everyday Customers

Orange Everyday Benefits will apply for the next month when you meet the following eligibility criteria during the current month:

  • deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and
  • also make at least 5 card purchases that are settled (and not at a ‘pending status’) using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Orange Everyday customers who hold an ING Home Loan are automatically eligible for Orange Everyday Benefits, and are not required to meet this monthly criteria.

Each month that you’re eligible for the Orange Everyday Benefits, you’ll receive the following on your Orange Everyday accounts:

  • 1% cashback on eligible utility bill payments (up to $100 per financial year);
  • Unlimited rebates on the ING International Transaction Fee; and
  • Rebates on ATM withdrawal fess for the first 5 fee incurring ATM withdrawals (excludes international ATM operator fees).

An eligible utility bill payment is a payment made by BPAY or direct debit (BSB and account number) or PayTo (when available) from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.

For full terms and conditions, see the Orange Everyday Terms and Conditions, the Everyday Banking Fees and Limits ScheduleOrange Everyday Benefits Schedule and the agreed utility supplier list.

Subject to these terms and conditions, ING may change or cancel these benefits at any time.

The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. Living Super, a sub-plan of OneSuper ABN 43 905 581 638 is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms

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