Category: Money Matters
Chapter Select
Sub category: Spending
19 January 2023

5 tips for managing your money when you’re on the go

These days it’s getting easier to manage your money and plan your financial future anytime, anywhere – using your tablet or smartphone.

If you’ve put managing finances in the ‘too hard’ basket for too long, then a few minutes with your mobile device may be just what you need to get back on track.

1. Do a health check

Not sure where to start? A money health check could give you an idea of where your money is going each month. have some resources, as well as tips to help depending on your goals.

2. Stay close to your money

To help keep your finances front of mind, consider downloading your mobile banking app for easy access to your balance whenever you need it. Real time balance updates could help you keep track of your finances and inform your decision making before you purchase.

3. Compare the market

In the market for a new home loan or insurance cover? Comparison sites such as Finder and Mozo research hundreds of providers so you can weigh up alternatives – even if you only have a few spare minutes during the day.

4. Manage your expenses

Being aware of your outgoings is an important step in managing your expenditure effectively.

5. Take a step up the housing ladder

If buying a home is on your to-do list, you might be able to do some of the leg-work while you’re on the go. Work out your borrowing power, get an idea of buying costs and home loan repayments.

Find out all you need to know about ING's Everyday Banking accounts

ING does not endorse and is not affiliated with third parties mentioned in this article. ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties.


Loan Repayments Calculator

The Loan Repayments Calculator is not an offer of credit and is an approximate guide only. It gives an indication of the type of repayment required and the total interest payable, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate.

The formulae used may change at any time without notice. The calculators are provided by InfoChoice.


Borrowing Power Calculator – ING

The ING Borrowing Power Calculator is not an offer of credit and is an indication only based on the stated assumptions and the information entered by the customer.


The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. Living Super, a sub-plan of OneSuper ABN 43 905 581 638 is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING's credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms

Related articles

Money Matters