Category: Money Matters
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Sub category: Saving
4 April 2023

Beating the utility bill blues

3 timely tips for getting a better deal on your utility bills

In times of rising living costs, it pays to see where you can tighten up on household expenses. Tackling utility bills is a great place to start because they’re often a big part of your budget. So here are some timely tips for beating those utility bill blues.


Ask your current provider for a lower rate

As the old saying goes: if you don’t ask, you don’t get. So if you want a better rate on your utility bills, one simple yet powerful question is, ‘Am I on the best available rate?’

Another savvy negotiation hack is to check to see if they’re offering new customers a more competitive rate and ask your provider to match it.


Shop around for a more competitive deal

If your current provider is unable or unwilling to give you a better rate, it could be time to shop around for a more competitive deal elsewhere.

Comparison sites like Finder, iSelect and Compare the Market can be a convenient place to start your search and get a feel for some of the latest rates and offers. Just keep in mind that commercial comparison sites don’t always include all available providers.

When it comes to electricity and gas, free government sites are also available to help you compare available energy retailers in your region.

Get 1% cashback on eligible utility bills

Another way to save on utility bills is to pay with Orange Everyday because when you meet the monthly eligibility criteria, you could get 1% cashback on eligible gas, electricity and water bills.

You can earn up to $100 per account each financial year, so it really could pay to see if your utility suppliers are eligible for Orange Everyday cashback. See terms and conditions applying to the offer.

Make your money go further.
Find out more about our ING everyday accounts and extra banking benefits.

ING does not endorse and is not affiliated with third parties mentioned in this article.  ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties.


The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the relevant Terms and Conditions, Fees and Limits Schedule, Benefits Schedule available at when deciding whether to acquire, or to continue to hold, a product.


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ING deposit, savings, credit and loan products:  Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. All applications for credit are subject to ING’s credit approval criteria, and fees and charges apply.


Orange Everyday Benefits for Orange Everyday Customers

Orange Everyday Benefits will apply for the next month when you meet the following eligibility criteria during the current month:

  • deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and
  • also make at least 5 card purchases that are settled (and not at a ‘pending status’) using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Orange Everyday customers who hold an ING Home Loan are automatically eligible for Orange Everyday Benefits, and are not required to meet this monthly criteria.

Each month that you’re eligible for the Orange Everyday Benefits, you’ll receive the following on your Orange Everyday accounts:

  • 1% cashback on eligible utility bill payments (up to $100 per financial year);
  • Unlimited rebates on the ING International Transaction Fee; and
  • Rebates on ATM withdrawal fess for the first 5 fee incurring ATM withdrawals (excludes international ATM operator fees).

An eligible utility bill payment is a payment made by BPAY or direct debit (BSB and account number) or PayTo (when available) from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.

For full terms and conditions, see the Orange Everyday Terms and Conditions, the Everyday Banking Fees and Limits ScheduleOrange Everyday Benefits Schedule and the agreed utility supplier list.

Subject to these terms and conditions, ING may change or cancel these benefits at any time.

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