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4 steps to reach your health and savings goals at the same time
According to ING’s latest Sense of Us report, some of the top goals for Aussies are getting healthier as well as wealthier. So to set you on the right path, here are some smart steps to achieving your health goals without eating away at your savings goals.
Get the flexibility of a ClassPass
Going to the gym can be a great way to hit your health goals but memberships are not only expensive but lock you into one network.
Services like ClassPass, let you access a range fo different fitness classes at thousands of gyms and studios for a monthly fee. Try your hand at boxing, yoga or pilates.
Put a gym in your pocket
These days there are a heap of free or affordable health and fitness apps available to download, and often the only piece of equipment you need is a smartphone.
For instance, with the Map My Run app you can record your route, track your calories and even share your progress with your buddies… where you run (or walk) is up to you.
See what’s on around you
Community fitness events are also a fun way to help stay fit while making new connections at the same time.
A good place to start is to check if your local council or community group offers fitness events or activities. They’re often free or only require a small fee to join.
Also, check out your local parks to see if free outdoor gym equipment has been installed.
Remember to give your savings a workout too!
Finally, don’t let your savings laze around while you’re out there putting in the hard yards.
For instance, with ING’s Savings Maximiser you not only earn a competitive standard rate but could earn ING’s highest available variable rate when you hold an Orange Everyday and meet the monthly eligibility criteria. Terms and conditions apply, more details can be found here.
There are also no monthly fees, minimum balance requirements or restrictions on accessing your savings. Think of it as a gym for your money.
ING does not endorse and is not affiliated with third parties mentioned in this article. ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties.
The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the relevant Terms and Conditions, Fees and Limits Schedule, Benefits Schedule available at ing.com.au when deciding whether to acquire, or to continue to hold, a product.
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The figures have been weighted and are representative of all Australian adults (aged 18+).
ING deposit, savings, credit and loan products: Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.All applications for credit are subject to ING’s credit approval criteria, and fees and charges apply.
Savings Maximiser
The additional variable rate (that is added to the Savings Maximiser standard variable rate) applies on one nominated Savings Maximiser per customer for the next calendar month when you also hold an Orange Everyday account and in the current calendar month you do the following:
- deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One);
- also make at least 5 card purchases that are settled (and not at a ‘pending status’) using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions); and
- ensure that the balance of your nominated Savings Maximiser account at the end of the month (excluding interest) is higher than it was at the end of the previous month. When we assess whether you’ve met this balance growth requirement, we do not take into account any interest earned on your account in the month.
Each customer can nominate a maximum of one Savings Maximiser account (either single or joint) to receive the additional variable rate (where eligible). You can check and change your nominated Savings Maximiser account via online banking. If no nomination is made, the additional variable rate (where eligible) will be applied to an account nominated by ING at its sole discretion.
Any amounts above $100,000 are subject to the Savings Maximiser standard variable rate applicable at the time. If you do not satisfy the conditions to receive the additional variable rate, the standard variable rate applies. ING can change or withdraw the additional variable rate or the additional variable rate offer at any time with notice. The additional variable rate is not payable in conjunction with any other promotional rate.
