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4 hacks to help you save while still living your best life
According to ING’s 2022 Sense of Us report almost 95% of Australians have goals, with the top goal being saving money followed by spending time with friends. So here are some handy hacks to grow your savings while still being able to afford your best life.
Get familiar with budget-friendly
From finding where your local happy hours are to getting a group of friends together for free pub trivia, it’s easy to get friendly while being budget-friendly.
A fun-filled life doesn’t have to be about going out all the time either.
Other budget-friendly ways to entertain could include hosting a games night with friends or enjoying a weekend picnic in the park when the weather’s warm.
Grab great offers that are there for the taking
Eating out doesn’t have to eat into your budget, especially with free apps such as The Fork which can save you up to 50% off the bill at participating restaurants.
If you have a Visa card like ING’s Orange Everyday debit card or Orange One credit card, you can also access Visa Offers + Perks.
To see what deals are available on music, sport, fashion, food and film check out the Visa Offers + Perks page.
Set up a smart savings account
Unlike transaction accounts, a dedicated savings account is specially designed to help you save faster by offering a higher interest rate.
It pays to do your homework, as not all accounts offer the same rates or flexibility.
For instance, with ING’s Savings Maximiser you not only earn a competitive standard rate but could earn ING’s highest available variable rate when you hold an Orange Everyday and meet the monthly eligibility criteria. Terms and conditions apply, more details can be found here.
Better yet, there are no monthly fees, no minimum balance requirements and no restrictions on accessing your money.
Create dedicated savings-spending buckets
Another helpful hack is to divvy up your money between different, dedicated accounts so you know exactly what you have available to save or spend.
For instance, with Savings Maximiser you can have up to 9 accounts and name them what you like so you know what they’re for – Holiday Fund, New Fridge, Mum’s Bday – you name it…literally!
ING does not endorse and is not affiliated with third parties mentioned in this article. ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties.
The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the relevant Terms and Conditions, Fees and Limits Schedule, Benefits Schedule available at ing.com.au when deciding whether to acquire, or to continue to hold, a product.
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The 2022 Sense of Us report is a survey conducted online in March 2022 by YouGov on behalf of ING and sampled the financial, lifestyle and behavioural habits of 2,342 Australians aged 18 years and older. The figures have been weighted and are representative of all Australian adults (aged 18+).
ING deposit, savings, credit and loan products: Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.All applications for credit are subject to ING’s credit approval criteria, and fees and charges apply.
Any Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa or ING that the information is correct. Please check directly with Merchant to confirm availability and validity of the Offer. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa or ING is not, nor will become, a party thereto.
